Long-term
care planning
Understand your options, plan ahead with confidence, and protect your independence, no matter what the future holds.
Because care decisions should be made with clarity, not crisis
The need for care, whether your own or a loved one’s, can arrive gradually or all at once. Either way, it brings a mix of practical, emotional and financial considerations that can feel overwhelming. Planning ahead gives you time to think clearly, weigh your options, and ensure you stay in control of the decisions that matter most.
At Price Ferguson, we provide thoughtful, personal guidance to help you prepare for the possibility of long-term care. From understanding costs and funding options to protecting your estate and accessing support, we’ll help you build a plan that reflects your values and safeguards your future.
Who we help
We advise individuals, couples and families who want to take a proactive approach to care, either for themselves or for loved ones. Some are navigating care decisions now and need urgent guidance. Others are looking ahead, wanting to understand the financial implications before any need arises. We also work with children and carers, managing care responsibilities on behalf of parents or relatives.
Whatever your circumstances, we’re here to offer calm, straightforward advice in what can often feel like an uncertain time.
How we support your care planning goals
There’s no single path when it comes to long-term care, which is why we begin by understanding your priorities, preferences and financial situation. We’ll walk you through what care might cost, how local authority support works, and how assets like property or savings might be affected. We’ll also explore funding solutions, including self-funding options, annuities, trusts etc. And ensure you’re aware of the trade-offs involved.
Throughout the process, we focus on what matters most: protecting your independence, preserving your dignity, and helping you or your loved ones make well-informed choices that support your wellbeing.
Why long-term care planning matters
Too often, care decisions are made reactively, in the middle of a crisis, with limited time to consider the options. By planning ahead, you give yourself space to make decisions with care and confidence, rather than under pressure. You can set expectations with your family, avoid unnecessary financial strain, and ensure your wishes are clearly understood.
It’s not just about preparing for what might happen; it’s about protecting what’s important, even in the face of uncertainty.
Why choose Price Ferguson
We understand that care planning is personal and often emotional. That’s why we bring empathy, discretion and patience to every conversation.
We provide guidance across the full range of funding options and planning strategies. We’ll collaborate with your family or solicitor where appropriate and keep the conversation grounded in your goals and values, not just your assets.
We’re here to help you move forward with clarity, even in the moments that feel most uncertain.