Later life
advice
Make sense of life’s next chapter with calm, clear guidance that supports your finances, your independence, and your peace of mind.
Because later life deserves thoughtful planning, not rushed decisions
As you enter later life, your financial needs may change, but your desire for clarity and control remains just as important. Whether you’re adjusting to retirement, considering future care, or planning to pass on your wealth, the decisions you make now can have a lasting impact.
At Price Ferguson, we offer joined-up advice that supports every aspect of your later life, from income strategy and tax planning to property decisions, family support, and estate structuring. Our goal is to help you feel informed and empowered, with a plan that fits your life and adapts to change.
Who we help
We support individuals and couples who are retired or approaching retirement and want a clearer picture of what’s next. Some come to us with questions about pension drawdown or rising care costs. Others are looking to make gifts to children or update their wills. Many want to know that everything is in order and that their decisions will withstand whatever lies ahead.
Whatever your concerns, we’ll listen first, then offer tailored guidance grounded in your values, goals and circumstances.
What later life advice can include
Our advice encompasses the full spectrum of planning in later life, from day-to-day to long-term. This might involve reviewing your retirement income strategy, ensuring tax efficiency across your assets, or structuring your estate to reflect your wishes. It may include planning for future care needs, exploring ways to support family, or protecting against financial vulnerability.
We don’t take a transactional view. Instead, we examine how all the pieces of your financial life connect and how to craft a plan that brings them together with clarity and purpose.
Why later life planning matters
The later years of life can bring great freedom, but also moments of complexity and change. By planning ahead, you give yourself more options, more peace of mind, and greater flexibility to respond to life’s transitions with confidence.
Good advice doesn’t just solve problems; it helps you make meaningful choices on your own terms. And that’s what we aim to offer, every step of the way.
Why choose Price Ferguson
We understand that later life planning is about more than finances, it’s about dignity, stability and reassurance. That’s why our advice is always personal, never rushed, and shaped entirely around you.
Our guidance is clear, compassionate, and built on a long-term relationship, one that grows with your needs and adapts as life unfolds.
Whether you’re making one decision or many, we’re here to guide you through it with care and clarity.