Inheritance
tax planning
Protect your estate, preserve your legacy, and pass on more of what matters, with clear, strategic guidance tailored to your life.
Give more to the people you care about, not the tax office
You’ve worked hard to build your wealth. Whether it’s your family home, investments, a business, or a lifetime of savings, it’s natural to want those assets to benefit your loved ones in the future. But without the right plan in place, inheritance tax can significantly reduce what you’re able to pass on.
At Price Ferguson, we help you take control of that outcome. We offer strategic, personalised advice to help reduce potential inheritance tax liability, utilising legitimate, well-established methods that align with your values, responsibilities, and long-term goals. Our role is to make the process feel clear, considered, and entirely your own.
Who we help
We advise individuals, couples and families at different stages of life. Some are nearing retirement and want to ensure their estate is structured efficiently. Others have inherited wealth themselves and want to plan responsibly for the next generation. For many, inheritance tax planning is about achieving peace of mind, knowing their assets will be distributed in the most efficient way possible, where they are intended to be.
We also support business owners, landlords, and clients with complex estates, working closely with accountants and solicitors where needed.
How we support your legacy planning goals
Inheritance tax planning isn’t just about thresholds and allowances; it’s about shaping the future of your wealth with care and intention. We start by understanding what matters to you: who you want to benefit, what you want to protect, and how much flexibility you want to retain.
We’ll explain how inheritance tax works, identify where your estate may be exposed, and explore options such as lifetime gifting, trusts, insurance, asset structuring, and charitable giving. Our advice is practical and realistic; we never suggest strategies that overcomplicate or conflict with your needs today.
Every plan we create is bespoke and regularly reviewed as laws, assets, and personal circumstances change.
Why inheritance tax planning matters
Inheritance tax can be a costly and unexpected burden for the people you leave behind, but with foresight and the right advice, much of it can be avoided. Planning early gives you more options, more flexibility, and greater control over the legacy you leave behind.
Moreover, it offers peace of mind in the present. Knowing you’ve taken the right steps can lift a weight off your shoulders and allow you to focus on the life you’re living now.
Why choose Price Ferguson
We take a personal, collaborative approach to inheritance tax planning. That means no jargon, no unnecessary complexity, and no off-the-shelf solutions – just straightforward advice, tailored to your wishes and your broader financial life.
We understand that legacy planning involves more than just numbers, we treat every conversation with the care and discretion it deserves.