Independent
financial advice for
every life stage

Whether you’re investing, planning, protecting, or preparing for the future, we help you move forward with clarity and confidence.

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Straightforward, trusted guidance for the moments that matter most

At Price Ferguson, we adopt a personal approach to financial planning. That involves understanding your life, not just your balance sheet. Whether you’re navigating change, building a legacy, or seeking peace of mind, we’ll help you take control with clear, independent advice.

We support individuals, families, and business owners across Surrey and the South East. Our service is consistently personalised, transparent, and designed to grow with you.

How we support your goals

Take control of your long-term goals with structured financial planning. Whether you’re investing for growth, preparing for retirement or building wealth for future generations, we’ll help you create a plan that works now and adjusts over time.

 

Take a look at our planning options

Secure the people and things you care about most. From income protection to life and health cover, we provide personalised protection strategies to help you feel more secure today and prepared for tomorrow.


Discover how we can help

Make informed decisions about your lifestyle, care, and finances as you age. We’ll support you with retirement planning, equity release advice, and later life guidance designed to maintain both comfort and independence.


See how we support your later years

Life doesn’t always go to plan. Whether you’re dealing with divorce, business succession, or family transitions, we provide clear advice and calm support to help you make confident choices in uncertain times.

 

Find support for life’s changes

Why choose Price Ferguson

Advice you can trust
We’re more than a financial advice firm; we’re long-term partners in your journey.
Independent and client-first
Just advice in your best interests.
Joined-up, holistic support
Our team works across disciplines to build strategies that connect every area of your finances.
Built on relationships
We take the time to understand your goals, values, and story, and we stay with you for the long term.

Client stories

Real stories. Lasting progress.

I contacted Price Ferguson as I was getting near to early retirement. After detailed discussions we set objectives for my future financial plan. Price Ferguson handled all the details for me, which included reinvesting my portfolio and arranging my pension and income payments. They completed all the paperwork and made all the arrangements, therefore the financial transition from full time employment to retirement income was seamless and so easy for me. My only regret is that I did not contact them twenty years earlier.
Christine
Price Ferguson have provided me with independent financial advice for 10 years now, from my late twenties, establishing me in a pattern on saving to provide for the future. What I appreciate the most is that the advice they give me is particularly suited to my circumstances, whether it be investing in property, or starting a pension it has always been entirely appropriate for me. Michael and Jo have always pitched the explanation of it all at the right level so I have confidence in the strategies taken. This personal approach is twinned with a very personable group of people to work with which has been welcome, particularly in the thick of arranging a mortage and a move.
Rachel
Price Ferguson has been our financial advisor for many years now and we recommend the firm to those looking for quality advice and service. The approach to personal finance and straightforward products put everything we require in one place. We trust Price Ferguson to do what's right and obtain the optimum package whenever we need financial advice. During the time they have advised and assisted with the purchase of Pension Plans and other financial products, the advice I have received has been reliable and impartial. Price Ferguson has assisted us over the years. I have always found them to be professional, approachable and more importantly caring to our circumstances and have no hesitation in recommending them to anybody who requires professional and independent financial guidance.
Norman
I have used the services of Price Ferguson since 2003. Throughout this time the practice has helped me enormously with a wide range of financial matters. Michael Price is a highly competent professional, is very attentive, and has the ability to provide sound, practical advice which is easily understood. I would have no hesitation whatsoever in recommending Price Ferguson as an IFA to others.
Jeff
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Insights and guidance

Stay informed. Make confident decisions.

Our financial resources area has been designed to provide our clients with access to our personal finance magazines and financial guides, which are full of informative and relevant financial news.

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Meet your team

Financial experts. Human approach.

Behind every tailored plan is a team that genuinely cares. We bring together advisers, planners and specialists with deep experience across investments, pensions, insurance, and business strategy, all working together to support your life and goals.
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Our offices

Local advice, personal service

At Price Ferguson, we believe meaningful advice starts with strong relationships, and that often means being local. With offices across Surrey and the South East, our team is ready to meet with you in person, online, or wherever suits you best. Whether you’re planning ahead, navigating change, or seeking clarity around a key financial decision, you’ll find expert support and a warm welcome at every one of our locations.
Guildford
Our Guildford office is where Price Ferguson began. In the heart of Guildford, our team supports individuals, couples and business owners with joined-up advice, from wealth planning to life cover and tax efficiency.
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Our Farnham office, centrally located and easily accessible, serves as a trusted hub for clients seeking tailored investment and retirement planning.
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Serving the wider Elmbridge area, our Esher office offers comprehensive financial guidance for clients at every stage of life.
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With a strong connection to local communities, our Surrey Hills office focuses on family wealth, legacy planning, and bespoke private client services.
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Prefer to meet remotely?

We’re happy to work around your needs. Whether by phone, video, or in person, we’ll tailor the experience to suit you.

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Financial News

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Are you holding too much in cash?

Falling inflation and rate cuts could change how savers think about their money Cash is often regarded as a safe haven in personal finance. It’s accessible and protected from stock market fluctuations, and rising interest rates have made savings accounts more attractive. However, while a cash buffer offers security, holding too much can quietly diminish your wealth through inflation and missed investment opportunities. This article will help you evaluate whether

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November 4, 2025 No Comments

Pensions to fall under Inheritance Tax rules from April 2027

How upcoming changes could affect estate valuations and beneficiary payouts In the previous 2024 Autumn Budget, the Chancellor announced that the Inheritance Tax (IHT) thresholds, which are the amount you can pass on when you die before IHT is due, will remain unchanged until 2030. However, from 6 April 2027, pensions will no longer be exempt from IHT, which will alter how estates are valued and passed on. That means

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November 4, 2025 No Comments